Increase revenue from partners, distributors and equipment leasing companies
Unlock your captive finance book
Accelerate the revenue recognition from your managed equipment service contracts
When you are a manufacturer of equipment, engineered plants or installations you have a telematics platform that already holds the operational truth about every unit in your fleet or installed base. Connecting it to CQR-Asset turns that data into re-financing power for you and your customers.
Why it pays off:
Increase your revenue from your channel partners. Your distributors, equipment leasing companies, developers and other channel partners with your equipment in countries or sectors without access to the ABS market will be able to refinance their contract portfolios and thus redeploy their capital faster. Or they already have access to the ABS market but will get better terms when using the CQR-Asset® platform. Either way, they will be able to order more and sooner.
Accelerate revenue recognition of managed-equipment service programs and of vendor-lease and finance portfolios because investors can verify asset utilization and performance continuously, from the source. Or start offering these programs in those countries, now that you have an avenue to re-finance and recognize the revenue immediately by making the underlying performance verifiable.
Refinance at better terms: you can refinance your vendor-lease and finance portfolios and your pools of managed service contracts, directly, and at better terms, because investors can verify performance continuously, from the source.
Keep control of your data. CQR-Chain® draws verified signals from your telematics platform for the pools being financed — they are only available to those who already have access to the data. Investors do not see the data on a per asset basis: they see the triangulated verification results, on an aggregate basis. Connection through CQR-Chain® doesn't expose sensitive, protected, or commercial data.
Create a repeatable funding channel for your captive finance arm that scales with your installed base.
Only relevant data
If you have both a telematics platform with enhanced functionality for the owners/operators of the equipment and a bare-bones platform for maintenance and diagnostics purposes, we are likely only interested to connect with the latter. We do not wish to see any information that is irrelevant for our purpose, such as patient, treatment and diagnostics data that are embedded in some medical device platforms. CQR-Chain® only integrates with your telematics portal to read the anonymous asset-utilization signals relevant to the triangulation of financial and physical performance for a given pool of contracts assembled in CQR-Asset®— the same signals that, recorded, triangulated and verified, let investors price an issuance with confidence. Scope is defined per issuance; the integration is built to give verification what it needs and nothing more.
No pass through of data
Our patent-pending technology ensures that the “per-asset” data are not visible to investors. The data immutably recorded on a per asset/contract basis in CQR-Asset® is used to validate and verify the per asset performance. Once a securitization pool is assembled in CQR-Asset®, the issuance is created separately, in CQR-Invest®, which only contains aggregated performance data relevant for investors. Where an auditor has been appointed, the auditor has access to both data sets, and the collateral agent or trustee typically has conditional access to the data set of CQR-Asset®, in the exceptional case that they need to execute the collateral rights.